Potential for Vehicle Insurance Claims to Soar Due to Sumatra Disaster

How to Claim Car Insurance for Natural Disasters

If your car insurance covers natural disaster risks, there are several requirements that must be met. Including several documents to ensure the process runs smoothly.

Claim Requirements

• Damage is purely due to flooding.
• The car was not intentionally damaged, i.e., by driving it into a flooded area.
• Proof of damage caused by the flood.
• A summary of the event's chronology.
• Car owner's driver's license.
• Vehicle registration certificate (STNK).
• A clearly filled-out car insurance claim form.

Flood Car Insurance Claim Procedure

• Once you have met the requirements, the next step is to follow the claim procedure so that the insurance claim can be accepted. Here is the procedure for claiming a car affected by a disaster
• Submit the claim to the insurance company within a maximum of 5x24 hours so the issue can be addressed promptly.
• Ask for assistance from the insurance company to prevent further damage. This is to avoid any assessment from the insurance company that could affect the claim submission.
• Prepare detailed evidence and a chronological sequence of events.
• Submit all the required documents specified by the insurance company.
• Wait a few days for the insurance company's validation process to be completed.