FIF Successfully Booked a Profit of Rp 1.13 Trillion in Q1 2025

KatadataOTO – PT Federal International Finance (FIF) successfully recorded a profit of IDR 1.13 trillion in the period from January to March 2025. This amount grew by 2.9 percent compared to the same period last year, which was only IDR 1.1 trillion.

The high profit is certainly an achievement in itself. This is because the current economic conditions are unstable, especially in the automotive sector.

“We express our gratitude for the trust placed in FIF. This further motivates us to continue striving to provide the best service to all Indonesian people,” said Valentina Chai, Finance Director of FIF, in her official statement (02/05).

The statement mentioned that the performance growth of PT FIF was reflected in the value of financing distribution, which reached IDR 12.3 trillion in the first quarter of 2025. This amount increased by 11.82 percent.

Photo : KatadataOTO

The growth was also in line with the increase in the number of units financed by FIF, which rose by 6.38 percent. FIF also recorded an increase in Net-Service Asset (NSA) of 17.9 percent to IDR 49.013 trillion by the first quarter of 2025.

Furthermore, FIF maintained a net Non-Performing Finance (NPF) ratio at the 0.03 percent level in the first quarter of 2025. This record makes them one of the financing companies with very healthy performance based on the indicators of the Financial Services Authority (OJK).

It should be noted that FIF operates through five portfolios: namely FIFAstra, Spektra, Danaastra, Finatra, and Amitra. Each has a different focus.

FIFAstra, a provider of Honda motorcycle financing services, recorded an increase in financing distribution of 8.25 percent, or IDR 7.56 trillion. In the same period last year, FIFAstra's financing value reached IDR 7 trillion.

Then there is Danaastra, which provides multipurpose financing. By the end of the first quarter of 2025, they experienced an increase in the value of financing distribution to IDR 4.26 trillion, or a rise of 21.62 percent.

Photo : 123RF

Next is Amitra, a provider of sharia financing for regular Umrah and Hajj. The company recorded an increase in financing distribution of 48.95 percent to IDR 184.9 billion, whereas in the same period of 2024, the achievement was only IDR 124 billion.

Then Spektra, a provider of financing services for electronics, gadgets, and household furniture, achieved IDR 92.3 billion in the January-March 2025 period. Meanwhile, the financing distribution value of the portfolio that offers micro-productive financing for MSMEs, namely Finatra, was recorded at IDR 208 billion in the first quarter of 2025.